How do you pay with things? Cash? Card? Your phone? While most people, and businesses, have moved to more digital options to pay some are still using checks. Many businesses have stopped using checks all together, mainly because they don’t want to have to rely on a check collection agency. Some think that checks are outdated, but there is still a place for your check book. Here’s why checks are still relevant.
Give Money on the Spot
What do you do if you don’t have cash? Or, what if the business or vendor you’re using doesn’t take card? They’ll probably still take a check! You can write a check out to that person, or by just writing it out to “cash” as the recipient. Checks are an easy way to pay with little chance of needing a check collection agency.
Have a Paper Trail
When it comes to important purchases, or bill payments, many consumers like having an official receipt. Checks do this automatically! With every check you write, you have that carbon paper reminder of who and why you wrote that check. Also, on the business side of things, a check collection agency is readily available to follow that paper trail in the event something goes awry.
You Still Need Them in Certain Circumstances
What do you do if you can’t get a money order? The business you need services from doesn’t take cash or card? Or you can’t make it to an ATM? Checks to the rescue! Many businesses and situations still use checks because they are secure and backed by their check collection agency. While you may use cash or card most of the time, it never hurts to still keep checks in the event of anomaly.