How Much Time Do You Have to Act on a NSF Check?

Oftentimes, you won’t know that a client has written your business a bad check until weeks or even months have passed after you’ve delivered the products or completed the work. With so much else going on in the day-to-day operations of your business, it’s also easy for a bad check to be put aside and forgotten for even longer. However, you shouldn’t give a NSF check up for lost even if a lot of time has passed. Depending on how you approach the process, and with the right check collection agency, you might have more time than you think.

Ask the Experts

With the right check collection agency, you’ll have as many as 180 days after the check is written to pursue the payment. Global Check Recovery takes over the process for you entirely — and since we don’t charge the businesses owed anything, you can count on the full amount owed once GCR has collected on the check.

The Sooner the Better

Even though you have as many as six months to pursue payment on your check, it’s still better to act as soon as possible – mostly because then you’ll get the money sooner. GCR can pursue payment from clients even if they’re located in a different state from the business owed money; it doesn’t take much longer, but it’s still a process that can take any check collection agency some time.

Don’t Give Up

Still, it’s understandable that you have other things to deal with at your business. If the check slips your mind for some time, it’s still worth pursuing the payment, as long as you’re within the six-month period where your NSF check is still pursuable. By having a trusted check collection agency on standby, they can help when the time arises.

Global Check Recovery works with small businesses with as little as one bad check — without a long-term contract. As long as the check was written for $2500 or less, we can assist you even if the bad check is more than six months old. Also, by using us a check collection agency, you pay nothing for our services. Contact us today!

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