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Bad Check Recovery For All Businesses
A FREE check recovery service
for all businesses in the United States

   
       
       
       
       
         
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If you would like to become a member or just want to learn more about our products and
services, please complete the form below and submit. Someone will contact you within
24 hours.

 

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FREQUENTLY ASKED QUESTIONS

 

What type of checks can be electronically re-presented?

  • Personal checks. GCR can only send letters for business checks.
  • Check must be no more than 180 days old.
  • Check must be less than $2500.00.
  • Proper notification must have been given at the point of sale.
  • Checks must be returned as NSF, Insufficient Funds or for similar reasons.
  • Checks may not be deposited more than a total of 3 times. Usually, checks are deposited once by the merchant and 2 additional times by the RCK processor.

 

Are there any minimums?

  • No, the client may send as many or as few checks as they want.

 

Can our service be utilized to collect out-of-state checks?

  • Yes, the system can collect checks written anywhere in the U.S.

 

How much does the service cost the client?

  • Nothing! We get paid the check return fee. There are never any fees to the client.

 

Does the client have to sign a long term contract?

  • No, there’s no long term contract to sign. In the unlikely event that a merchant would like to stop using our free Check Recovery service, all they have to do is stop sending in checks. There are no cancellation fees and we will continue to recover funds from the NSF checks that are already in our system.

 

How quickly does the client receive reimbursement?

  • The client receives payment every week for funds recovered and settled the previous week. They also receive weekly reports that detail the checks that have been entered into the system and payments received.

 

 

Why should I use your redeposit service instead of a collection agency?

  • Let’s compare these two totally different services.

 Features

GCR

Collection Agency

Service Charge

NO

YES

Monthly Minimum

NO

Usually

Effective for Out of State Checks

YES

Not usually

Minimum Account Size

NO

Yes

Minimum Transaction Size

NO

Varies

Success Rate

70-80%

40-50%

 

 
     

 

 

 

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